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The Independent UK
The Independent UK
Lisa Salmon

I always get into debt at Christmas – 10 ways to break the cycle

Jasmine Birtles Amy Knight Vix Leyton
It’s easy to overspend at Christmas (Alamy/PA) -

Christmas may be a time for fun and frivolity, but it has increasingly become a time for overspending and debt, too.

Despite the cost-of-living crisis, research by IPA has found the average Briton expects to spend almost £600 on core Christmas-related products and activities, including food, gifts, decorations, socialising and travelling, this year.

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