Elizabeth, 36, and Jonathan, 38, have been married for 13 years and have an 8-year-old daughter. As a parent, you'd naturally want to offer your children the best you can, but that doesn't mean you can keep funding Christmas celebrations or other purchases with money you don't have. Elizabeth often uses buy-now-pay-later apps for household expenses and recently gifted her daughter a $500 toy despite knowing she can't afford it. They earn much more than when they got married but still live in their starter house, which they bought a decade ago, with renovations left halfway through. The couple spends too much money, is in serious debt loops, and is clueless about how to bring about positive financial change.
They have tried following financial programs from Dave Ramsey and other personal finance experts, but nothing has worked. However, their commitment to getting out of the situation led them to Netflix's "How To Get Rich" host Rami Sethi. The multi-millionaire author was able to bring out deep-rooted issues impacting the couple in a recent interview and helped them acknowledge and feel motivated to change long-standing poor financial habits.
