I am the leader of a tandem club that enables visually impaired riders to enjoy cycling. But our summer holiday to the Netherlands is in jeopardy because our €6,590 (£5,667) deposit has gone missing between our HSBC account and the hotel in Leiden.
At the start of the summer, I made a group booking for the club, and was asked by the hotel to pay a 50% deposit by no later than 1 July. On 23 June I went to our local HSBC branch with a club colleague to transfer the cash.