
During your working years, it's easy to take your income stream for granted. You put in hours each week, and a paycheck is regularly deposited into your bank account, helping you to make the mortgage payment, pay taxes and handle other wants and necessities.
But when it comes time to retire, that paycheck disappears. To compensate, you need to make sure you have in place a steady income stream to replace it — and that's not something you want to leave to chance.