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The Guardian - UK

Business

Harriet Meyer

How to succeed at the ‘no-spend’ challenge

Francesca Henry Maddy AlexanderGrout

The ‘no-spend’ challenge illustration — Try not to be distracted by your normal spending urges when you’re doing the ‘no-spend’ challenge. Illustration: Jamie Wignall/The Guardian

Define your goals

The rising cost of living has placed huge pressure on household finances, so taking a no-spend challenge can help you to get a grip on your outgoings. You still pay for essentials, such as your mortgage and utility bills – the focus is on cutting out any extra spending on unnecessary items, whether it’s takeaway coffees, clothes or impulse buys.

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