How to save money on bills, groceries and other household expenses as cost of living rises

Financial expert Jody Allen says sometimes some clever planning can help cut household costs. (Supplied)

Cost of living pressures will continue to grow for many Australians, with the RBA lifting interest rates, energy and petrol prices rising and grocery bills skyrocketing.

So where can you find the extra money to help cover the basics? Here's a few tips from the experts to help your budget's bottom line.