January and February are the worst months of the year for burst pipes in the home, according to research that says the average claim for damage is between £6,500 and £7,500. The Association of British Insurers says that while burst pipes can occur at any time, they are most common in the first two months of the year with the pipes most at risk being those that are exposed to outdoor temperatures or run along exterior walls with minimal lagging.
Apart from the cost, the inconvenience of burst pipes is huge, and in serious cases can force families out of their homes. But insurance experts A-Plan Insurance says that people who take a few simple steps can reduce the risk significantly. Among its advice is:
- Lag pipes and water tanks in unheated interior areas, such as loft spaces and garages.
- Open the loft trap door on cold days to let heat circulate.
- Consider wrapping vulnerable pipes in electric heat tape for extra lagging.
- Ensure there are no cracks or gaps around the pipes that enter your home and fill any you find.
- Disconnect outdoor items such as hoses.
