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Kiplinger
Kiplinger
Business
Christopher M. Butterworth, ChSNC®, CRPS, CLU®

How to Plan for Retirement When Your Child Has Special Needs

A dad high-fives his special needs son in their backyard.

If you’re a parent or guardian of a child with special needs, you’ll know that caretaking can be all-consuming. But when your child turns 17, your attention needs to turn to the future and what that future will look like — for your child and for you.

The year before your child becomes a legal adult is an opportune moment to begin considering special needs planning, estate planning, retirement planning, Social Security applications and the host of other issues confronting parents and their special needs children.

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