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International Business Times UK
International Business Times UK
Business
Jim Manzon

How to Get Your Share of the $425 Million Capital One Settlement and When Automatic Payouts Start This Summer

Capital One 360 Savings 360 Performance Savings
Payouts vary based on account duration, balance, and collection rate, calculated as the difference between the 360 Savings and 360 Performance Savings accounts over time. (Credit: Capital One/YouTube)

Millions of current and former Capital One savers are three months away from a payday that nearly slipped away, after a federal judge approved a revised $425 million (£314 million) class-action settlement on 20 April 2026 that hands customers a far bigger cash payout than the bank first proposed.

Who Qualifies and When Payouts Arrive

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