
“Filing your insurance claim after a wildfire is emotionally draining and should be done sooner rather than later to ensure your place in line is held,” says Los Angeles-based Karl Susman, an insurance broker for over 30 years, an expert witness in lawsuits involving coverage and agent malpractice issues and a regular contributor to Kiplinger.com.
He worries that a great deal of false and misleading advice on how to deal with claims resulting from the California wildfires could result in substantial delays in claims being paid out. Here, he answers some common questions that policyholders ask once they’ve suffered a loss and addresses how to deal with some scenarios.