New Apple Card applicants can now, in effect, get a free pair of AirPods Pro 3, but the headline offer hides a long-term catch: the full rebate only arrives if customers hit a rolling monthly transaction target for nearly three years.
The incentive is designed to pull in new credit card users by tying the deal to Apple's flagship wireless earbuds, which currently carry a retail price of $249. However, securing the maximum $250 return requires the cardholder to keep spending on the card over an extended period that runs well into early 2027.
