Darla Kashian recalls closing on her first home, then getting laid off the next day.
She was working at a startup company as the dot-com crisis began. Panicked, she took the first job offer she got. Kashian, who is now an RBC Wealth Management adviser, looks back and thinks she shouldn't have used all of her savings toward a down payment.
"I think you're in a more powerful position when you have cash in the bank," said Kashian, who also recalled a $30,000 emergency repair immediately after another home purchase.
