
Your gift list is long. Your checking account is short on cash. Things are about to get awkward.
A recent Thrivent survey of 2,279 people found that 37 percent of Americans feel pressure to spend beyond their means during the holidays. That pressure can lead to a wave of emotions and decision paralysis. Do you keep your gift recipients happy, or do you submit to the better angels of sound financial advice and forego gifts in favor of frugality?