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GOBankingRates
GOBankingRates
Kerra Bolton

How the Investment ‘Trump Accounts’ Will Affect the Middle Class

Ron Sachs/CNP / SplashNews.com

Trump Accounts, set to launch in 2026, aim to help families invest early in their children’s futures.

The program promises a $1,000 government-funded deposit for eligible children, plus tax-sheltered growth similar to a retirement account. While it could help families build wealth over time, experts said its real impact depends on how much middle-class households can afford to contribute and how the rules affect their ability to access those funds.

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