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Fortune

Ivana Pino

How safe are online banks from collapse?

FDIC Insurance The Federal Deposit Insurance Corporation

Photo illustration of a pixelated image of a bank with a large dollar sign in the middle that is glitching and breaking off. (Credit: Photo illustration by Fortune; Original photo by Getty Images)

Consumers place a significant amount of trust in their banking institution. With every deposit made, consumers trust that their money will be protected and readily available when they need it.

However, that isn’t always the case.

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