Imagine returning home after a weekend getaway to find your apartment door lock changed. No warning. No heads-up. Just a new key—or worse, no key at all. While this might seem like a minor hassle or an annoying landlord oversight, it could blow up into a much bigger issue: your renters insurance might not cover you anymore.
Yes, something as small as a door lock swap can strip away the financial safety net you thought was in place.
