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The Economic Times
The Economic Times
Anshika Jain

How much health insurance cover do you need? Here’s the ideal cover for ₹10 lakh, ₹20 lakh, ₹30 lakh, and ₹50 lakh annual income as per experts

Insurance Gurmeet Singh Sarita Joshi Surgery Policybazaar

As medical costs keep climbing, just one hospital stay in a metro city can easily cost lakhs of rupees. This really highlights how crucial it is to have the right health insurance coverage.

A recent study by Policybazaar on medical cost trends from 2013 to 2025 shows a worrying trend: Surgery costs have skyrocketed by over 250–300% across the board. Do you think your health insurance is enough? Consider the cost of major surgeries across Tier 1 cities.

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