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The Independent UK
The Independent UK
Business
Laura Purkess

How long should I fix my mortgage deal for as interest rates continue to fall?

With interest rates predicted to keep falling throughout 2026, many homeowners may be anxious to ensure they fix onto the cheapest mortgage deal possible.

If you’re coming up to remortgage this year or are planning to buy your first home, you may be wondering whether to lock into a deal for five years, or fix for two years and then move onto a - hopefully - cheaper rate.

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