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Valued at a market cap of $41.8 billion, Fair Isaac Corporation (FICO) is a leading analytics and software company based in Bozeman, Montana. It provides credit scoring, decision-management software, and artificial intelligence solutions to a diverse clientele, including banks, insurers, retailers, and government agencies, helping them make billions of automated, high-volume operational decisions daily.
Companies valued at $10 billion or more are typically classified as “large-cap stocks,” and FICO fits the label perfectly, with its market cap exceeding this threshold, underscoring its size, influence, and dominance within the software - application industry. The company is best known for developing the widely used FICO credit score, which helps lenders evaluate consumer credit risk. With deep expertise in predictive analytics and risk modeling, FICO remains a key player in global credit scoring and decision automation.