Get all your news in one place.
100's of premium titles.
One app.
Start reading
Kiplinger
Kiplinger
Business
Tom Taulli

How IRAs Impact Social Security

Mature couple on sofa in cozy living room using laptop and papers to review bills, budget and retirement plans, focused on savings, mortgage and investments for future.

Traditional IRA withdrawals can push more of your Social Security into the taxable zone, up to 85%, which can add up over time. That's why it's important to get smart about when and how you pull money from your traditional IRA, helping you keep thousands more in your pocket every year.

Pairing Social Security with your IRA is one of the best ways to power your retirement, but skip the tax surprise. Done right, it’s a powerful income strategy — done wrong, it can quietly eat a big chunk of your retirement cash.

Sign up to read this article
Read news from 100's of titles, curated specifically for you.
Already a member? Sign in here
Related Stories
Top stories on inkl right now
One subscription that gives you access to news from hundreds of sites
Already a member? Sign in here
Our Picks
Fourteen days free
Download the app
One app. One membership.
100+ trusted global sources.