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Kiplinger
Kiplinger
Business
Shane W. Cummings, CFP®, AIF®

How Gen Z’s Retirement Planning and Investing Are Different

Three Gen Z friends on a sofa smiling and talking with one another.

It is said that Generation Z, individuals born in the late 1990s to early 2010s, is the first generation to grow up with smartphones and social media, making them inherent digital natives. This has led to a very different experience with investing and retirement planning for Gen Z, as they have access to many investing tools and technologies not available in the past. This shift presents both new opportunities and challenges in their investment journey.

Use of mobile apps

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