Every year, millions of workers have to leave their jobs for short or long periods of time due to workplace-related injuries. The National Safety Council (NSC) reports that approximately 4.2 million men and women experience occupational injuries per year, with 510 getting hurt per hour. These alarming statistics call for an efficient workers' compensation (WC) program that ensures workers becoming injured, disabled, or ill in the workplace or, as a result of the job, receive benefits (e.g., medical cost coverage, occupational therapy, partial salary repayment, etc.).
Workers' compensation programs are commonly paid for by private insurers, from premium packages paid by employers. However, it is worth mentioning that in most cases, compensation coverage differs for every individual. For instance, in the United States, workers' compensation policies vary for each state, making it more difficult for people to receive benefits. Adding to this issue is the tumultuous healthcare review process in the country.
