
Artificial intelligence isn’t just writing poems or recommending playlists; it’s now deciding who gets business credit. Banks and fintech lenders are leaning heavily on AI-driven algorithms to speed up approvals and reduce risk. Sounds efficient, right? But there’s a catch. These systems don’t always play nice with entrepreneurs over 40, who often bring experience but don’t fit the “ideal” digital profile AI models expect. As a result, many entrepreneurs are getting denied business credit. Here we’ll discuss why it’s happening and what you can do to increase your approval odds.