
AI has slipped quietly into the credit world, deciding who gets loans and at what rate. On paper, this sounds like efficiency at its finest—machines crunching numbers faster than any human could. But the problem is that these algorithms don’t just measure financial risk; they inherit every bias baked into the data they’re trained on.
Women, particularly single women, often find themselves on the losing end of this invisible scoring game. It’s a digital echo of decades-old financial discrimination dressed up as high-tech objectivity.