A car owner from Gujarat's Navsari has been awarded Rs 1.25 lakh in insurance compensation despite failing to conclusively establish how the accident occurred that damaged his vehicle. The ruling was delivered by the Navsari Consumer Disputes Redressal Commission (CDRC), which held that while doubts remained over the alleged accident, the damage to the car was undisputed, entitling the policyholder to compensation.
According to a Times of India report, complainant Chirag Desai had purchased a comprehensive motor insurance policy from ICICI Lombard General Insurance Co. Ltd. on October 18, 2022. The policy carried an insured declared value (IDV) of Rs 3.10 lakh and covered both own-damage and third-party liabilities. Desai paid an annual premium of Rs 6,853.
