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The Guardian - UK
The Guardian - UK
Business
Hilary Osborne

Home insurance: how to get the best and cheapest UK policy

How to save on your home insurance
If you are a property owner, you will need insurance cover for the building and its contents. Illustration: Jamie Wignall/The Guardian

Work out what you need

If you own your property, you will need to cover the building and its contents – unless it is a leasehold flat and the freeholder insures the block. This should be spelled out in your lease. If you are a tenant, you will only need contents insurance.

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