
Your house is quiet. The coffee is brewing. Life is good—until a home inspector casually points at a tiny plastic gadget and drops a sentence that makes your stomach fall through the floor. One cheap “fix.” One innocent decision. And suddenly your insurance coverage could evaporate faster than a puddle in July.
This isn’t a horror movie or clickbait folklore. It’s a real issue inspectors see every single week, and it often starts with a $12 purchase that seems helpful, harmless, and wildly convenient.