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Kiplinger

Business

Adam Shell

Home Down Payments Shrink Amid Affordability Squeeze

Realtorcom Interest Rates St. Louis Fed

A stack of coins with a small wooden house figure representing a down payment.

Home buyers are putting down less money to buy their dream home as affordability issues crimp savings and cash flow.

The average down payment shrank to 13% of a home’s sale price in the first three months of 2023, down from a peak of 14.1% in the second quarter of 2022, according to Realtor.com.

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