Families across the UK could receive up to £2,000 a year towards childcare costs through a government scheme that adds £2 for every £8 paid into an eligible account.
The Tax-Free Childcare scheme provides a 20 per cent government top-up, with the maximum rising to £4,000 a year for a disabled child. HM Revenue and Customs (HMRC) said families using the scheme save an average of almost £100 a month, while usage among families with children aged eight and over has increased by more than 20 per cent compared with the previous year.