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Kiplinger
Kiplinger
Business
Joe F. Schmitz Jr., CFP®, ChFC®

Here's Why You Shouldn't Put All Your Money Into Roth IRAs

A stock of hundred-dollar bills in a red shopping basket.

If you follow the content I write for Kiplinger, you may have read one of my previous articles, I Love Roth IRAs and Roth Conversions! That title is still true, but it comes with a caveat: You typically don’t want to put all your eggs in one basket.

When I ask our clients where they have their life savings, they usually don’t say they have it all in one asset class, like bitcoin or a 401(k).

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