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Fortune

Glen Luke Flanagan

Here’s what Erika Kullberg, the lawyer who “reads the fine print so you don’t have to,” has to say about managing your money in 2025

Erika Kullberg Karen North Instagram BNPL LinkedIn TikTok

A photo of Erika Kullberg. (Credit: COURTESY OF ERIKA KULLBERG/erika.com)

These days, Erika Kullberg spends most of her time explaining personal finance to 21 million followers on platforms including YouTube, TikTok, Instagram, and her podcast. But back in 2016, freshly graduated from Georgetown Law, she was anything but a finance guru.

“The day I graduated, if you’d asked me how much I had in student loans, I couldn’t have answered,” says Kullberg. “It felt like Monopoly money when I was taking out the loans.”

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