Paying off debt and staying out of debt is one of the best ways to build a solid financial foundation that will give you more flexibility later in life. While it is possible to chip away at your debt a little bit each month, having a grand goal for the end of the year can keep you focused and inspire you to get more aggressive with cutting debt.
This is the game plan you can use to deplete debt from your balances so you can start investing in your future.
