
Healthcare is often the silent financial burden of ageing. Many people meticulously plan for vacations, new homes, or hobbies in retirement, yet few account for the skyrocketing costs of medical care. Without proper planning, healthcare expenses can quickly erode savings, turning what should be the golden years into a period of financial stress. Experts estimate that the total cost of healthcare for a typical retiree can reach $172,000, making it one of the largest expenses many will face.