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The Economic Times
The Economic Times
World
Siddharth Singhal

Health insurance for elderly parents: A complete guide for NRIs

India has a growing share of senior citizens. The population is ageing faster than its healthcare financing can match the pace. The UN says that by 2050, one in five Indians will be over 60. However, millions of these Indians have children living overseas. According to the Ministry of External Affairs, more than 13 million NRIs now live and work across the world, including the Gulf, North America, Europe and Southeast Asia. Yet while incomes, careers and investments have become increasingly global, the responsibility of caring for elderly parents for them has remained firmly rooted here.

This goes on to create a new challenge of shouldering healthcare responsibilities and its logistics from another country. For families managing healthcare across continents, distance amplifies every challenge, right from choosing the right hospital to coordinating paperwork, navigating claims and arranging post-discharge care.

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