From a man who maxed out 12 credit cards, to those who are making tough choices between heating and eating, one Newcastle debt centre has seen it all.
Now, as fall out of the cost of living crisis begins to bite, charity Christians Against Poverty is bracing itself to help even more people this year who are plunged into debt as they struggle to meet rising living costs.
The national organisation, which has a base in Newcastle providing free help and support to people struggling with debt across the North East, has already seen a 32% increase in calls to its helpline in January compared to the same time last year.