Every year, during the on boarding process or the annual benefits renewal window, employees face a familiar dilemma. They log into their company’s benefits portal, click through to understand the health insurance details, and scroll past a line item for ‘group term life’, or GTL. Beyond the headline, many employees don’t bother understanding the cover age amount, its sufficiency and granu lar details. However, a life insurance policy is a critical safety net that only activates during a family’s most devas tating moment. While corporate health insurance is tested frequently with mi nor claims, GTL is tested exactly once.
