Financial goals rarely fail because people do not plan. More often, they fail because plans assume life will unfold exactly as expected.
Parents invest in their child’s higher education, families save for retirement, and working professionals build long-term portfolios around milestones that may be 10, 20, or even 30 years away. Yet while investors spend considerable time deciding where to invest and how much to invest, far fewer ask a simpler question: What protects the plan itself?
