Do you have plans for the future? Not where you’ll be holidaying next year, but what you intend to do with the rest of your life – and how you’ll make it happen? When East Sussex music teacher Lynda Murray was offered the chance of taking early retirement before her 60th birthday some years back, the decision was a no-brainer.
“I realised I’d rather have less money and more time. People’s perceptions of retirement are all about frailty and slowing down, but for me retiring means continuing doing what I love – gigging and playing my saxophone. Although I’m 72, I’m busier than ever. I live by the coast and swim in the sea as often as I can. I run my own Airbnb, ride an electric bike everywhere and love to travel – I’ve spent winters in India and Cuba. But it’s only thanks to good health and financial planning that I can live the way I want.”