“Get up to $4,000 early”: Here’s what you need to know about tax refund advance loans

Twenty dollar bills next to an IRS 1040 form. (Credit: Getty Images)

The average tax refund amount was just over $3,100 last year. 

For many Americans, that money can bring wonders: it could pay several months' rent, be a downpayment for a car, or allow you to buy several shares of tech stock. And despite uncertainty at the Internal Revenue Service, that money can be in your bank account within three weeks of filing taxes online.