A killer tortured and murdered a pensioner in a frenzied knife attack after he refused to hand over his pin number.
John Swannack, 59, will spend at least 30 years behind bars for the sadistic killing of Bill Howard, 79, whose body was found slumped on the sofa with severe head and chest injuries.
Despite the agony he was in, Mr Howard never handed over his PIN and defensive injuries to his arms and hands showed he tried to fight off the killer.