Gen Z investors are four times more likely to own crypto than retirement accounts—here’s how financial experts say they should actually invest

Gen Z checks bank accounts on phone. (Credit: FilippoBacci / Getty Images)

• Gen Z investors are crazy about crypto, investing in the digital currency nearly four times more than funneling money into retirement accounts. Personal finance experts say social media has catapulted the investment into the limelight, but there are some risks to keep in mind.

From memecoins to Ethereum, cryptocurrencies have become a staple in both investing and popular culture. But Gen Z’s fascination with digital currencies may be clouded by hype.