The Christmas period can be an expensive time for a lot of people, especially with the cost of living crisis.
As the nights get colder and people look to buy gifts for loved ones over the festive season, Christmas always put extra pressure on our bank accounts. The cost of living crisis is impacting everyone at the moment whether you're working, or on benefits, or both.
Many people on Universal Credit are in work. In September 2022, figures show 2.2 million people have a job and get the benefit to top up low wage while 1.4 million are unemployed and another 2.2 million are not required to search for work on health grounds, Birmingham Live reports.
