Insuring your home is an essential bill, even as we face a cost of living crisis, but families could be wasting their money if they don't take the right steps to ensure their property is safe. One in five claims made to insurers are rejected, according to the Association of British Insurers, and it's often silly mistakes and simple errors that invalidate your policy.
With average insurance claims coming to around £6,000, you could be left with a nasty shock if your insurance company won't pay up, and as we head towards summer holiday season, when homes are left empty as families head off for their annual break, it's even more important that you have cover in place.
With research showing that July to September is the most common time for UK home theft claims, almost double compared to other months of the year, it's surprising that less than two-thirds of holidaymakers check that all their doors and windows are locked before leaving for holidays and less than a quarter setting their burglar alarms before long trips away.
