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Evening Standard

Business

Vicky Shaw

Five-year fixed mortgage rates available below four per cent for first time since September

HSBC HSBC UK Rachel Springall

It is the first time since September 2022 that a five-year fixed-rate mortgage has been offered by HSBC at a rate below four per cent
(Picture: PA Wire)

Five-year fixed-rate mortgages are available at below four per cent once again amid signs the market is settling following the turmoil sparked by the disastrous mini-Budget last autumn.

HSBC UK has reduced a five-year fixed-rate mortgage deal for borrowers with a 40 per cent deposit to 3.99 per cent. The deal has a £999 fee.

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