New research from Go.Compare Car Insurance has found that one in five (20%) parents with children who have a car could be risking a significant fine and a criminal record for ‘fronting’ their child’s insurance policy.
‘Fronting’ is when an older or more experienced driver - usually a parent - claims that they are the main user of the car but it’s mostly driven by a young person, or other high-risk motorists, to reduce the cost of car insurance.
The research from Go.Compare surveyed over 1,000 parents of children aged between 17-25 who were either learning to drive or were a new driver. When asked about their child’s car insurance, one in five said that the insurance was in their - or their partner’s - name and the child was named as an additional driver, which is technically insurance fraud and therefore illegal.