It’s an unfortunate reality that most people don’t have enough saved for retirement, especially those in my Gen X cohort. Many of us, looking ahead with tired eyes, realize we will be working for a long time. Our kids need help, our parents need help. Plus, we hope that we have much life yet to live and things to do. That 401(k) may not be as well-funded as they tell us it needs to be.
And is anyone else skeptical about the whole concept of, you know, putting yourself out to pasture?
