
The call looks routine. The number matches your bank. The voice is calm, precise, and urgent. Within minutes, your savings could be gone. Authorities across the US are warning of a surge in banking spoof scams, where criminals impersonate bank staff or law enforcement officers to convince customers to move their own money. The tactic is simple, but the consequences are severe.
The FBI has identified spoofed bank calls as a rising threat, with increasing reports from victims who were persuaded to transfer funds under false pretences. The agency says such scams are designed to create panic and extract either sensitive banking details or immediate payments. Victims are often directed to move their money into accounts described as secure. In reality, those accounts are controlled by fraudsters.