It was in June, when she went to get a credit check for a mortgage, that the 20-year-old employee at Japanese beauty brand Shiseido realised something had gone badly wrong.
“My credit rating was trashed. Someone had taken out car finance, a business loan and an overdraft, all in my name, with my details,” says the employee, who has asked to remain anonymous because she still works at the brand. “I’d apparently founded a chocolate company in the Midlands.”
