You finally found a buyer for your old car or that expensive dining set. They seem perfect—polite, eager, and they don’t even try to haggle. When it comes time to pay, they offer a cashier’s check. You breathe a sigh of relief. We have been taught for decades that a cashier’s check is “as good as gold,” safer than a personal check and easier than carrying cash.
But in the world of modern scams, that piece of paper is a weapon. The “fake cashier’s check” scam is currently one of the most devastating traps on Facebook Marketplace because it exploits your trust in the banking system. Criminals know exactly how bank policies work, and they are betting that you don’t. Here is why you should never accept this form of payment from a stranger.
