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The Independent UK
The Independent UK
Business
J.R. Duren

Experts reveal how to avoid a financial hangover in January

‘If shoppers decide they do need to use a form of finance, the most important question is whether they can realistically repay it,’ an expert said - (Getty Images)

The holiday season is many things - joyous, sentimental, and sparkling with festive energy. But cheap it is not.

An October survey from Gallup found that consumers expected to spend around $1,007 during the holidays this year. So it’s good to know what options you have to pay for seasonal spending, an important part of maintaining financial health as you enter 2026.

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